Social Security beneficiaries have some changes coming in December and January, due to quirks of the calendar and a payment hike.

With a little more than a month before the 2025 COLA kicks in, here's what you should know about the upcoming adjustment.

Social Security payments receive annual cost-of-living adjustments (COLAs) to protect the purchasing power of benefits from inflation. Americans have ranked inflation as their most pressing financial concern for three consecutive years,

Social Security benefits and SSI payments will increase in 2025, helping tens of millions of people keep up with expenses even as inflation has started to cool.'

A 2.5% cost-of-living adjustment increase will mean an extra $50 a month for most Social Security and SSI recipients.

Arguably, the biggest change coming to Social Security in 2025 is the annual cost-of-living adjustment, or COLA. To be sure, inflation has cooled off considerably, and as a result, the COLA that goes into effect for 2025 isn't nearly as large of an increase as those of the past few years.

Each year, the SSA increases the benefits payments to match inflation. To help beneficiaries budget notices are sent. Here’s when you’ll get yours.

Social Security benefits will increase by 2.5% in 2025, according to the annual cost-of-living adjustment (COLA). The average monthly Social Security benefit is set to rise from $1,927 to $1,976 once 2025’s COLA kicks in.