He is contemplating loans, lawsuits and moving his family out of California. “It changes the whole trajectory to your life,” said Wilson, 44, who bought his house five years ago with his wife,

As wildfires, hurricanes and other natural disasters become more frequent due to climate change, many property owners find themselves struggling to find or afford private insurance.

The nation’s growing home insurance crisis is in the spotlight as California homeowners begin the long road to rebuilding after the deadly Eaton and Palisades wildfires