For one thing, Roth conversions add to your income, making it more likely that you'll have to pay taxes on your Social ...

Considering a Roth IRA conversion before RMDs? Learn if paying taxes now to avoid them later is right for you.

Every December, financial advisors ask high-earning clients: have you done your backdoor Roth yet? The mechanics are ...

Be sure you understand the tax consequences before making the change Cathy Pareto, MBA and CFP®, is the founder and president of Cathy Pareto & Associates Inc. For more than twenty years, Cathy has ...

Let me be honest with you. When it comes to retirement planning in 2025, there's a conversation happening in financial circles that most people are missing. It's about a window of opportunity that, ...

High earners who execute the backdoor Roth IRA correctly still generate an unnecessary tax bill through one specific timing ...

Some advisors increased Roth individual retirement account conversions for clients amid the threat of higher taxes after 2025. Now, individual income tax hikes seem less likely under President-elect ...

In November 2021, the House of Representatives voted to kill two of the most powerful tax strategies available to high ...

With the backdoor Roth IRA strategy, you move nondeductible contributions from a traditional IRA to a Roth IRA and thereby benefit from potential tax-free growth and qualified tax-free withdrawals ...

If you're 69, you have a final chance to plan for retirement taxes before RMDs and what you can leave to heirs.

Question: “My 401(k) is held with a large financial services company. Last month – with a mix of pretax, post-tax, and Roth funds (including approximately $20,000 in post-tax contributions) – I ...