Annual spending on home improvements has been down in recent years, but that’s expected to change in 2025 with a 1.2% increase in renovation spending, according to a report by the Joint Center for ...

Home equity loan refinances can reduce your monthly payments, though there are some risks to be aware of. As home equity loan rates continue to decline, homeowners may consider a home equity loan ...

Tim Maxwell is a freelance writer who covers investing, real estate, banking, credit education and other personal finance topics. As a result, it may be worth considering whether refinancing your home ...

Mortgage refinancing rates are still elevated. Here's how homeowners can affordably borrow equity in the interim.

Refinancing a mortgage may be a good move for you if you can lower your current interest rate or shorten your term to save on your monthly payments. But those aren’t the only reasons. Maybe you need ...