If you are trying to optimize your spending to get a better credit score, it's important to look at a magic number, called your credit utilization rate. Your credit utilization rate (also known as ...

Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more. The best travel credit cards offer more than just valuable rewards. They can help you save on foreign ...

Take a look at our top picks, then let us walk you through making the decision. Craig Joseph is a NerdWallet credit cards and travel rewards expert. He has degrees in geology from West Virginia ...

Toni is a points and miles enthusiast who has been leveraging loyalty programs to travel around the world (for nearly free) with her husband and their four young children. She’s passionate about ...

Sara Rathner is a NerdWallet travel and credit cards expert. She has appeared on the “Today” show and CNBC’s “Nightly Business Report,” and has been quoted in The New York Times, The Washington Post, ...