HOUSTON, Texas (KTRK) -- When credit card chip encryption was implemented here in the U.S., its goal was to ultimately crack down on fraudulent charges. While that EMV chip technology is more secure, ...

It used to take seven to 10 business days to get a new credit card. Because of an ongoing chip shortage, deliveries can take almost two months, and that could be the case through the end of the year.

Most Americans carry debt, and that includes the high-interest debt that comes with credit cards. Total credit card balances rose 5.8% from a year ago, to $1.14 trillion, according to a recent Federal ...