Lawmakers on both sides of the aisle pressed health insurance CEOs on premium hikes, prior authorization rules and claim denials in back-to-back House committee hearings Thursday, zeroing in on how the insurers’ decisions are affecting patients right now.

Nearly 23 million Americans get health insurance through one of the online “exchanges” (also called “marketplaces”) that operate under the 2010 Affordable Care Act, or ACA. Most receive subsidies from the federal government to lower their premiums and out-of-pocket costs.

Some of the nation’s top health insurance executives sought to deflect blame for the soaring cost of health care in the U.S., arguing that rising hospital and prescription drug prices were driving premiums higher and making health care less affordable for Americans.

The service uses large language models and references patients medical records to answer questions, manage medications and book appointments.

These shows can help you navigate a time of soaring insurance costs, confusing policy changes and medical misinformation.

Having a health insurance card does not always mean having a place to go when care is needed. Appointments are scarce. Providers are stretched thin. Families, busy parents, working professionals and retirees can find themselves navigating long waits or long drives just to be seen.

CEO of UnitedHealth Group said his company will return profits earned from Affordable Care Act plans to customers