Dec 23, 2025 · In certain situations, the IRS lets you take penalty-free withdrawals from your retirement accounts before age 59½. Here's what you need to know.

Apr 28, 2025 · Avoid tax penalties when using your 401 (k) before retirement by taking a hardship distribution or a loan.

Jun 30, 2025 · Yes, you can withdraw from your 401 (k) for certain situations before age 59½ if your plan allows. The money you’ve contributed to your 401 (k) is yours to keep. But that …

Sep 16, 2025 · Withdrawing money from a 401 (k) before age 59 ½ usually results in taxes and costly penalties, but there are several ways to withdraw money penalty-free. Still, it may be …

Mar 19, 2025 · Below, we’ll explore federal 401 (k) withdrawal rules, highlight penalty-free withdrawal options (like hardship withdrawals, SEPP plans, disability, and age-based …

Jan 8, 2025 · Early 401 (k) withdrawals usually trigger a 10% IRS penalty unless you meet specific exceptions or qualify for a hardship withdrawal. You may avoid the penalty by meeting …

Apr 19, 2025 · You shouldn't touch your 401 (k), but we understand things can happen. Here are 9 ways to make penalty-free withdrawals from your 401 (k).

Dec 10, 2025 · Under the Rule of 55, you can withdraw funds from your current job’s 401 (k) or 403 (b) plan without incurring a 10% early withdrawal penalty if you leave that job in or after …

Dec 17, 2025 · After age 59 ½, the IRS allows penalty-free withdrawals. Before that, early withdrawals may result in penalties and taxes unless you qualify for an exception.

Dec 9, 2025 · Once you’re over the age of 59½, you’re free to withdraw funds from your 401 (k) without penalty — although distributions are still subject to income tax. There are a few …