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Borrowing books from the library vs buying books from a retailer. This is a constant struggle because I love holding the physical book, especially for certain genres, but I also wanna keep my money so I can buy snacks.😂 ##booktok##bookish##bookishthoughts##booktoker##readersoftiktok
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🏡 Owner-Occupied vs Investment Borrowing Power Ever wondered why you can usually borrow more for a home you live in than one you rent out? Here’s why 👇 • Lower interest rates – Owner-occupied loans are cheaper, which means lower repayments in the bank’s eyes. • Living costs vs rental income – Banks shade rental income but take living expenses at face value. • Risk assessment – Your own home is seen as lower risk than an investment property. • Serviceability buffers – Higher rates buffers = red
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Why Borrowing Books from the Library is Beneficial
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Hot take but… reading books and buying books are different hobbies. What do you do when you buy more books than you can read? I see a lot of talk about overconsumption of book buying right now. For me, it’s hard to be upset at a hobby that’s so good for the brain and heart, but when buying books becomes addictive and stressful, then it’s a problem. Have you ever felt overwhelmed by your physical TBR? #booktokfyp #bookbuyingaddict #bookish
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