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How to Calculate Your Income for a Mortgage with Variable Pay We discuss the importance of using an average income rather than your best week or month when applying for a mortgage as a first-time homebuyer with variable pay. We explain that most lenders use an average of the last three months to determine how much you can borrow. #FirstTimeHomeBuyer #MortgageAdvice #VariablePay #HourlyWorker #HomeBuyingTips #MortgageQualification #IncomeCalculation #RealEstateAdvice
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