A W-4 and a W-4P are IRS forms that tell the payer how much federal income tax to withhold from your payments. They don’t determine how much tax you owe overall—only how much is taken out upfront. Who uses it: Employees who receive wages or salary from an employer. What it does: It tells your employer how much federal income tax to withhold from each paycheck. How it works When you start a job—or if your situation changes—you complete a W-4. Your employer uses it to calculate withholding each pa
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